Zest Insurance Blog
Practical, no-jargon guides on motor, medical, home, business and travel insurance in Kenya — written by the team at Zest Insurance Agency.

Complete Guide to Motor Insurance in Kenya (2026)
Motor insurance in Kenya is a legal requirement — but choosing the right cover for your vehicle, lifestyle and budget can be confusing. Here's a clear, up-to-date guide.

Comprehensive vs Third-Party Insurance in Kenya: Which Is Right for You?
The single biggest motor-insurance decision Kenyan drivers face: pay less for the legal minimum, or pay more for full protection. Here is how to decide.

How to File an Insurance Claim in Kenya — A Step-by-Step Guide
Filing an insurance claim in Kenya is straightforward if you do the first 24 hours right. Here is the exact process — and the mistakes that get claims rejected.

WIBA Insurance in Kenya: The Employer's Guide to Work Injury Benefits
WIBA cover is mandatory for every Kenyan employer — even with one staff member. Here is what the law requires and how to set it up properly.

Choosing Medical Insurance in Kenya: A Buyer's Guide
Medical bills are the leading cause of household financial distress in Kenya. A right-sized health insurance plan is the most important policy you will ever buy.

Travel Insurance for Kenyans: Schengen, COVID-19 and Beyond
Travel insurance is the cheapest way to protect a holiday or business trip. It is also a Schengen visa requirement — here is how to get the right cover.

Home Insurance in Kenya: Protect Your Property from Fire, Theft and Floods
Your home is probably your biggest asset. Home insurance protects the structure, your belongings, and your liability — for less than KES 1,500 a month.

SME Business Insurance Checklist for Kenyan Entrepreneurs
Most Kenyan SMEs are one bad incident away from closure. Here is the seven-policy checklist that protects a small business from the risks that actually happen.

Marine and Cargo Insurance: A Guide for Kenyan Importers
Marine cargo insurance protects your shipment from supplier to warehouse. For most Kenyan importers it costs less than 0.4% of cargo value — and pays for itself the first time a container goes missing.

Group Personal Accident (GPA) Cover Explained for Kenyan Employers
Group Personal Accident cover is a low-cost, high-impact benefit that protects staff 24/7 — and helps Kenyan employers attract and retain talent.
