Insurance Insights

Zest Insurance Blog

Practical, no-jargon guides on motor, medical, home, business and travel insurance in Kenya — written by the team at Zest Insurance Agency.

Complete Guide to Motor Insurance in Kenya (2026)
FeaturedMotor

Complete Guide to Motor Insurance in Kenya (2026)

Motor insurance in Kenya is a legal requirement — but choosing the right cover for your vehicle, lifestyle and budget can be confusing. Here's a clear, up-to-date guide.

·9 min read
Comprehensive vs Third-Party Insurance in Kenya: Which Is Right for You?
Motor

Comprehensive vs Third-Party Insurance in Kenya: Which Is Right for You?

The single biggest motor-insurance decision Kenyan drivers face: pay less for the legal minimum, or pay more for full protection. Here is how to decide.

·7 min read
How to File an Insurance Claim in Kenya — A Step-by-Step Guide
Claims

How to File an Insurance Claim in Kenya — A Step-by-Step Guide

Filing an insurance claim in Kenya is straightforward if you do the first 24 hours right. Here is the exact process — and the mistakes that get claims rejected.

·8 min read
WIBA Insurance in Kenya: The Employer's Guide to Work Injury Benefits
Business

WIBA Insurance in Kenya: The Employer's Guide to Work Injury Benefits

WIBA cover is mandatory for every Kenyan employer — even with one staff member. Here is what the law requires and how to set it up properly.

·7 min read
Choosing Medical Insurance in Kenya: A Buyer's Guide
Medical

Choosing Medical Insurance in Kenya: A Buyer's Guide

Medical bills are the leading cause of household financial distress in Kenya. A right-sized health insurance plan is the most important policy you will ever buy.

·9 min read
Travel Insurance for Kenyans: Schengen, COVID-19 and Beyond
Travel

Travel Insurance for Kenyans: Schengen, COVID-19 and Beyond

Travel insurance is the cheapest way to protect a holiday or business trip. It is also a Schengen visa requirement — here is how to get the right cover.

·6 min read
Home Insurance in Kenya: Protect Your Property from Fire, Theft and Floods
Home

Home Insurance in Kenya: Protect Your Property from Fire, Theft and Floods

Your home is probably your biggest asset. Home insurance protects the structure, your belongings, and your liability — for less than KES 1,500 a month.

·7 min read
SME Business Insurance Checklist for Kenyan Entrepreneurs
Business

SME Business Insurance Checklist for Kenyan Entrepreneurs

Most Kenyan SMEs are one bad incident away from closure. Here is the seven-policy checklist that protects a small business from the risks that actually happen.

·8 min read
Marine and Cargo Insurance: A Guide for Kenyan Importers
Marine

Marine and Cargo Insurance: A Guide for Kenyan Importers

Marine cargo insurance protects your shipment from supplier to warehouse. For most Kenyan importers it costs less than 0.4% of cargo value — and pays for itself the first time a container goes missing.

·7 min read
Group Personal Accident (GPA) Cover Explained for Kenyan Employers
Business

Group Personal Accident (GPA) Cover Explained for Kenyan Employers

Group Personal Accident cover is a low-cost, high-impact benefit that protects staff 24/7 — and helps Kenyan employers attract and retain talent.

·6 min read