Our Insurance Solutions
Expertly curated insurance products for individuals and businesses across Kenya.
Motor Insurance
Protect your mobility with our suite of motor insurance products designed for private vehicles, commercial fleets, and high-performance machines. We provide more than just certificates; we provide peace of mind on Kenyan roads.
Key Benefits
- check_circle24/7 Roadside Assistance
- check_circleSwift Claims Processing
- check_circleAuthorized Garage Network
Coverage Highlights
- verifiedTheft & Total Loss
- verifiedThird Party Liability
- verifiedPolitical Violence & Terror
COMESA Yellow Card
The COMESA Yellow Card is a regional third-party motor insurance scheme that lets you drive legally across all 21 COMESA member states with a single certificate. Ideal for cross-border traders, transporters and travellers leaving Kenya by road.
flagCountries Covered
shieldWhat It Covers
- verifiedThird-party bodily injury liability while driving in any participating COMESA country
- verifiedThird-party property damage liability for damage caused to other vehicles or property
- verifiedEmergency medical expenses for the driver as required by host-country law
- verifiedRecognised by traffic police, customs and border authorities across the region
- verifiedAccepted as proof of motor insurance at COMESA border crossings
Fire & Domestic
Safeguard your most significant investments—your home and your commercial premises. Our Fire & Domestic package offers all-risk protection against the elements and unforeseen calamities.
Key Benefits
- check_circleNew-for-Old Replacement
- check_circleTemporary Accommodation
- check_circleContents Cover
Coverage Highlights
- verifiedFire & Lightning
- verifiedEarthquake & Floods
- verifiedDomestic Employee Liability
Workplace & Personal Liability
Managing human capital requires robust liability structures. Our WIBA and GPA policies ensure your team is protected and your business remains compliant.
WIBA
Work Injury Benefits Act (WIBA) compliance is essential for any Kenyan employer. We provide seamless cover for employees against accidental death or injury in the course of duty.
Medical expenses and rehabilitation costs covered.
Funeral expenses and survivor benefits inclusion.
Personal Accident (GPA)
Enhanced protection that extends beyond the workplace. Group Personal Accident (GPA) covers your staff 24/7, worldwide, for accidents both on and off duty.
Global coverage for frequent corporate travelers.
Comprehensive Permanent & Total Disability benefits.
Marine & Transit
In the global supply chain, risk is constant. Our Marine insurance covers your cargo from port of origin to final destination across air, sea, and land.
Open covers for high-volume importers/exporters.
Protection against General Average and salvage.
Professional Indemnity
Protection for professionals — lawyers, accountants, consultants, doctors, engineers, architects and IT firms — against claims arising from negligence, errors, or omissions in the professional services they render to clients.
Key Benefits
- check_circleLegal Defense Costs
- check_circleReputation Protection
- check_circleTailored to Your Profession
Coverage Highlights
- verifiedNegligent Acts & Errors
- verifiedBreach of Professional Duty
- verifiedLoss of Documents & Data
Travel Insurance
Explore the world with the confidence that you are backed by Zest. Our travel policies meet all Embassy requirements for Schengen and worldwide travel, including COVID-19 related medical covers.
Quick FAQ
Is COVID-19 treatment covered abroad?keyboard_arrow_down
Yes, our current travel plans include coverage for COVID-19 medical expenses and emergency evacuation where applicable.